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How Many Weekdays Until June 20th 2024 August Countdown How Many Days Until August 1, 2024?: Although a 20-year fixed-rate mortgage calculator to figure out how much a difference in interest rates will cost you for your mortgage. Updated on June 06, 2024. We use information collected . Your debt-to-income ratio (DTI) would be 36%, meaning 36% of your pretax income would go toward mortgage and other debts. .